South Carolina Beginner's Permit Practice Test 2025 - Complete Prep Guide

In South Carolina, the law requires drivers to carry liability insurance to legally operate a vehicle. Liability insurance provides coverage for damages or injuries that you may cause to others in an accident where you are at fault. This type of insurance is crucial because it helps protect other drivers, pedestrians, and property owners from financial loss due to your actions while driving.

The requirement for liability insurance ensures that drivers have a minimum level of financial protection for themselves and others. This is important for promoting responsible driving and maintaining safer roadways.

Other forms of insurance, like comprehensive insurance and collision insurance, are optional and provide additional coverage for your own vehicle in different circumstances. Health insurance is also unrelated to driving, as it pertains to medical expenses and is not specifically required for vehicle operation.